DI and LTC Products and Services

DIBroker provides one-stop shopping for all of your clients' disability and long-term care insurance needs. We represent the leading DI and LTCI carriers, insuring your presentation is the most competitive available while providing the best sales support and service in the industry.

DIBroker is one of the nation's largest independent Disability and Long-Term Care Insurance Brokerage firms. Our clients include individual independent insurance agents as well as large regional and national distribution organizations.

Whether protecting your client's income during his working years or protecting his assets during retirement, DIBroker has the right products for your client.

DIBroker provides disability protection for life.


Why do Business with DIBroker?

Industry Leading Service


We provide the best sales support and service in the industry. That becomes apparent with your first call to DIBroker--the phone is answered by a member of our friendly sales team, ready to help. The DIBroker team is comprised of sales and administrative professionals with more than a century’s worth of experience selling disability and long-term care insurance.

Whether you need help with a point of sale, want a training seminar for your agency, or have a simple question, we can help. DIBroker is your disability and long-term care insurance expert 8:30 am EST to 5:00 pm PST. Real support in real time.

Cutting Edge Technology

Our website, email, and conference calls make technical support easy, regardless of where you are located. You can submit a quote request on-line and, if before noon, receive a quote the same day. You can also check the status of your cases in underwriting and download applications, forms, and marketing materials, all from our website.

Production Pooled Across Carriers

You can track your production on our website and we will pool your production across carriers--both disability and long-term care--providing the most competitive compensation schedule.


DIBroker's History

Disability Insurance

DIBroker, LLC., established in 2001, is the result of a merger between Eskra & Associates, Inc. of Coral Gables, Florida and Koll-Lenhoff of Portland, Oregon. These long-standing insurance brokerage operations focus almost exclusively on Individual Disability Insurance and Long-Term Care Insurance. Today, DIBroker, LLC. is one of the largest independent multi-company Disability and Long-Term Care Insurance Brokerage firms in the country. DIBroker currently provides DI and LTCI products and services to 5 national sales organizations, and over 4900 independent insurance professionals in all 50 states.

Michael J. Eskra, Sr., CLU, RHU formed Eskra & Associates in 1992 after running Provident Life & Accident’s largest branch office for 30 years. Peter Eskra left Paul Revere two years later to join his father, and has established himself as a disability industry expert. He has been an invited speaker at LIMRA. Michael Eskra, Jr., CLTC joined in two years later after beginning his career at Paul Revere and later at Principal. He has played a central role in the development of long-term care insurance as a product line for DIBroker. David Eskra, Ph.D., MBA is the most recent Principal to join. He brings with him a general business background and experience in the health care industry. Eskra & Associates also hired several sales and marketing associates.

Doug Lenhoff and Jerry Koll, CLU, ChFC formed Koll - Lenhoff in 2000, after having individually established successful disability brokerage firms of their own. Doug’s expertise is in the area of multi-life and guarantee issue programs. Jerry began his sales career in the industry in 1965 and became a specialist in disability insurance in 1980. He speaks and teaches regularly on disability subjects and is a fellow of the Life Underwriter Training Council.

DIBroker

In 1998, Michael Eskra, Sr., CLU, RHU helped found the Plus Group, a national marketing group for disability insurance. He became the group’s first president. It was in the Plus Group that Koll-Lenhoff and Eskra & Associates began to work together. Each firm found in the other a similar commitment to excellence, service, and ethical business practices.
DIBroker is now one organization with two service centers, one in Portland, Oregon and one in Coral Gables, Florida. Having service centers on both coasts gives DIBroker a unique capability to provide client support across all time zones, in real time. Additionally, we maintain sales offices in Seattle, Washington and Tampa, Florida. Other sales offices are planned for the future.

Long-Term Care Insurance

We now bring our service standards and product expertise to the Long-term care market. Combined with a product portfolio second to none, the result is an industry leading LTCI brokerage.

Disability Protection for Life

Disability insurance and long-term care insurance have much in common: both are fundamentally about preserving hard won financial freedom.

The way we see it, it’s about protecting this freedom, regardless of where you are on the age and career continuum.

And now you only need to make one call.

We Make Selling DI and LTCI Easy

Please contact us for more information.

DIBroker East
100 Miracle Mile, Suite 250
Coral Gables, FL 33134

phone: 305-448-0100
toll-free: 800-790-2019
fax: 305-448-2022



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MetLife Announces Significant Changes in Long Term Care

Lifetime benefit and the Premier Plan will not be available after Oct. 6th, 2008.

09.08.2008


MetLife Announces Huge DI Changes

New 5D Occupational Class for Dental Specialists and Higher Issue & Participation Limits for 4M, 5I and 5S Occupational Classes!

09.01.2008


Doing what's right for your clients

This survey revealed that The Standard's claims representatives outperform the industry average in customer satisfaction.

06.16.2008


Principal's MNSA Rider No Longer Required

Effective March 24, the Limitations of Benefits for Mental/Nervous and Substance Abuse Disorders (MNSA) rider is no longer required in Michigan, Arizona or New Mexico for newly-issued Individual Disability Income (DI) insurance policies – for single or multi-life cases.

03.24.2008


The Benefits of Teleunderwriting

Receive $25 for every DI teleunderwriting application (TELAPP21) for policy forms GR21, NC21, BE21, SR21 and SRBE21 that is paid in March, April and May!

02.12.2008


See More Green in 2008!

Illinois mutual wants to give you MORE this year. Simply follow their 2006 rewards program and walk away with extra cash and prizes!

01.16.2008


John Hancock Announces Rate Increase for New Policies in their Custom Care II Series

Current rates will be in effect for all policies dated before September 23, 2007.

09.06.2007


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Disability Protection for Life
Disability & Long Term Care Products and Services

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